The You First Blog

Tax planning is a continuous process, but the start of the year presents a prime opportunity to review your finances and maximize any available tax-saving strategies. As we enter 2025, here are some key tax tips to consider.     Create a CRA My Account Do you have a CRA My Account yet? Here are… Read More

As we head into a new year, it’s hard not to see echoes of the past. In 2025, the United States will have a new president, though he’s a familiar face. Markets have rallied in anticipation of the incoming administration and its proposed economic policies, much like they did following the 2016 election. The U.S…. Read More

On January 6, 2025, Prime Minister Justin Trudeau announced his resignation as PM and as the Leader of the Liberal Party of Canada. During this announcement, Mr. Trudeau also confirmed that Parliament has been prorogued – or suspended – until March 24, 2025. This announcement may impact the Federal Government’s proposed changes to the capital… Read More

The Liberal Government released the 2023 Federal Budget on Tuesday. Here are some of the highlights from the announced budget. Personal Tax Measures The Grocery Rebate The Goods and Services Tax Credit (GSTC) helps to offset the impact of the GST on low- and modest-income individuals and families. The GSTC is non-taxable, income-tested, and indexed… Read More

There are a lot of tax-related contribution limits, credits, thresholds to remember in our industry, so we’ve compiled this handy reference list. Maximum RRSP contribution: The maximum contribution for 2022 is $29,210; for 2021, it’s $27,830. The 2023 limit is $30,780. TFSA limit: In 2022, the annual limit is $6,000, for a total of $81,500… Read More