The You First Blog

The effect of central banks and monetary policy on equity and fixed-income (and real estate, and cryptocurrency) markets cannot be understated at the moment.  An average daily market recap will contain terms like Federal Reserve, Quantitative Easing, Stimulus, Tapering, Interest Rates, and Inflation to explain market activity. In this article we breakdown these terms and… Read More

By most definitions, markets are up right now.  A market high isn’t immediate cause to reassess your long-term investment strategy, but it’s a great time to consider your short-term options. If you are thinking about accessing funds from your portfolio in the next three years and you have yet to inform us of this plan,… Read More

You have likely already read Anthony’s article “The role of monetary policy on markets.” The article paints a complicated picture for fixed income. Low yields mean minimal returns and you still face interest rate risk, which will put downward pressure on bond prices. This presents a dilemma for investors who have a fixed income mandate… Read More

Canada’s 44th federal election has come and gone, and little has changed. The Liberal party won 158 seats (170 seats were needed for a majority), and another minority mandate. In order to pass any legislation, a majority vote in the House of Commons is required; thus, the Liberals require buy-in from one of the Bloc,… Read More

The next Canadian Federal election is Monday, September 20th. Recent polling data indicates a minority government is the most probable outcome, with a small chance of a majority government being formed. RBC GAM looked back at the last 13 federal elections to gauge their impact on financial markets. They found that markets typically look through… Read More